Overdraft Loan

Overdraft Personal loan

Maxx Fincorp has got your back. Our Personal Overdraft Loan facility allows you to withdraw additional funds as and when you need them. What’s more? You only have to pay interest on the amount you actually use. We understand certain emergencies can come unannounced. This is why our personal overdraft loan is flexible and offers multiple withdrawals and part-payment facilities at zero extra charges.
Maxx Fincorp has got your back. Our Personal Overdraft Loan facility allows you to withdraw additional funds as and when you need them. What’s more? You only have to pay interest on the amount you actually use. We understand certain emergencies can come unannounced. This is why our personal overdraft loan is flexible and offers multiple withdrawals and part-payment facilities at zero extra charges.

Advantages of Overdraft Loan

  • Simple Documentation for Overdraft Personal Loan
The documentation and paperwork for personal overdraft loan is minimal which keeps you hassle free.
  • Easy re-payment options

Pay interest only on utilized amount. Part-payment facility available for personal overdraft loan without any extra charge.

  • Affordable Interest Rates

Withdraw and pay back multiple times within the credit sanctioned/available limit with overdraft personal loan.

  • Fixed Limit
Limit stays fixed for 1 year for 48, 60 & 72 months tenure. Limit stays fixed for 2 years for 84 months tenure. Drop in limit to start post 12 Months. Limit stays fixed for 2 years for 60 Months Tenure product. Drop in limit start post 24 Months.

Types of Personal Loan Overdraft Facility

Maxx Fincorp offers Fixed Hybrid Personal Loan Overdraft facility

In fixed hybrid, the limit would remain fixed for a certain tenure and then convert to dropline for the rest of the tenure.

For 48, 60 & 72 months tenure, PL CCOD product, limit will remain fixed for first year and dropdown starts after completion of one year.

For 84 months tenure, PL CCOD product, limit will remain fixed for first two years and dropdown starts after completion of two years.

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